Girl falls into fountain while texting, 6X8", oil on canvas
And the steps to do it, in about an hour:
I start with either a watercolor pencil drawing. Easily erasable with a wet paper towel, allows me to fiddle endlessly with composition.
Then I block in colors and values, very roughly.
Then these shapes are gradually refined until I have to go pick up my son or yell at the dog or answer the phone..
The water reflections were added last. After I raised my phone up on a small support, I poured a pitcher of water over the rest of the stuff.